الوصف الوظيفي:We are seeking a detail-oriented Mortgage Underwriter to evaluate loan applications, assess risk, and ensure compliance with lending guidelines. The ideal candidate will have strong analytical skills, knowledge of mortgage regulations, and experience in underwriting conventional, FHA, VA, and/or USDA loans.
Responsibilities
1. Loan Application Review & Analysis
Examine mortgage applications for accuracy and completeness.
Analyze borrower financials (income, assets, credit history, debt-to-income ratio).
Review property appraisals to verify value and marketability.
Risk Assessment & Decision-Making
Evaluate borrower creditworthiness based on lender and investor guidelines.
Approve, deny, or request additional conditions on loan files.
Identify potential fraud or misrepresentation in loan documentation.
Escalate high-risk or complex files to senior underwriters as needed.
Compliance & Regulatory Adherence
Ensure loans meet agency guidelines
Stay updated on federal/state lending laws
Maintain compliance with internal policies and investor requirements.
Communication & Collaboration
Work closely with loan officers, processors, and borrowers to obtain missing documentation.
Provide clear explanations for underwriting decisions and loan conditions.
Assist in resolving pre- and post-closing underwriting issues.
Process Efficiency & Documentation
Maintain organized records and ensure timely file processing.
Support audits and quality control reviews.
متطلبات الوظيفة:Requirements
BS/MS degree in Business, Finance or a related subject
1+ Year experience in related subject.
English Fluent Speaker.
self-motivated and self-starter, able to work individually and as part of a team
Location
Palestine, Bethlehem.
Karkfeh Street, Ibrahim Atrash Building 4th Floor.
تفاصيل الوظيفة:المسمى الوظيفي: Mortgage Underwriter
آخر موعد للتقديم: 20.05.2025.
المكان: رام الله والبيرة، الخليل، بيت لحم، نابلس
نوع الوظيفة: دوام كامل
المستوى المهني: متوسط الخبرة
الدرجة العلمية: البكالوريوس
الخبرة: سنة
التصنيف: المحاسبة والعلوم المالية الإدارة والأعمال
آلية التقديم:Please send email to
info@pcnc2000.com with subject: Mortgage Underwriter